Financial wellness is not just about having money in the bank. It's about gaining financial literacy, making sound financial decisions, setting realistic goals, and having a safety net for unexpected expenses. Achieving financial wellness means you have control over your day-to-day finances, can meet your financial goals, and have the capacity to absorb any financial shock.

1. Make a plan: The first step towards financial wellness is creating a budget. This helps track your income and expenses, allowing you to identify where your money is going and where you can cut back.

2. Debt Management: If you have debts, devise a plan to pay them off as soon as possible. High-interest debts should be your priority.

3. Saving: It's important to save for both short-term needs and long-term goals. Consider opening a savings account and set aside a portion of your income for emergencies and future plans.

4. Investing: Investing wisely is a great way to grow your wealth. You might want to consider low-risk investments such as bonds or high-risk ones like stocks, depending on your financial goals and risk tolerance.

Financial wellness is not just about having money in the bank. It's about gaining financial literacy, making sound financial decisions, setting realistic goals, and having a safety net for unexpected expenses. Achieving financial wellness means you have control over your day-to-day finances, can meet your financial goals, and have the capacity to absorb any financial shock.

Being a busy mom doesn't mean putting your financial wellness on the back burner. With planning, discipline, and balance, you can achieve financial stability and peace of mind, ensuring a secure future for you and your family. Remember, every step, no matter how small, takes you closer to financial wellness. Start today, and reap the rewards tomorrow.